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Sunday, October 26, 2008

130 Wealth Principles from T. Harv Eker's 'Secrets Of The Millionaire Mind'

1) Your income can grow only to the extend you do!

2)If you want to change the fruits, you will first have to change the roots. If you want to change the visible, you must first change the invisible. What you cannot see in this world is far more powerful than anything you can see.

3) Money is a result, wealth is a result, health is a result, illness is a result, your weight is a result. We live in a world of cause and effect.

4) You outer world is a reflection of your inner world.

5) T>F>A=R - Thoughts lead to feelings. Feelings lead to actions. Actions lead to results. Thoughts come from past programming, so change your programming and you have P>T>F>A=R.

6) When the subconscious mind must choose between deeply rooted emotions and logic, emotions will almost always win. How you are brought up towards money and finances since young will have a profound effect on how you view rich people and being wealthy.

7) If your motivation for acquiring money or success comes from a nonsupportive root such as fear, anger or the need to 'prove' yourself, your money will never bring you happiness.

8) What I modeled around money was their way. I choose my way.

9) If you believe you are not enough, you will validate that belief and create the reality that you don't have enough. On the other hand, if you believe you are plenty, you will validate that belief and create plenty of abundance because 'plenty' will be your root, which will then become your natural way of being.

10) I release my non-supportive money experiences from the past and create a new and rich future.

11) The only way to permanently change the temperature in the room is to reset the thermostat. In the same way, the only way to change your level of financial success 'permanently' is to reset your financial thermostat.

12) Your income can only grow to the extent that you do.

13) Consciousness is observing your thoughts and actions so that you can live from true choice in the present moment rather than being run by programming from the past. No thoughts live in your head rent-free, it will either be an investment or a cost. 

14) I observe my thoughts and entertain only those that empower me.

12) You can choose to think in ways that will support you in your happiness and success instead of ways that don't.

15) Rich people believe 'I create my life.' Poor people believe 'Life happens to me.' Stop coming up with victim story.

16) Rich people understand the importance of money and the place it has in our society.

17) Money is extremely important in the areas in which it works, and extremely unimportant in the areas in which it doesn't.

18) When you are complaining, you become a living, breathing 'crap magnet'. Since what you focus on expands, you'll keep getting more of what's wrong.

19) There is no such thing as a really rich victim!

20) Everytime you blame, justify, or complain, you are slitting your financial throat.

21) I create the exact level of my financial success.

22) Rich people play the money game to win. Poor people play the money game to NOT lose.

23) The goal of truly rich people is to have massive wealth and abundance. Not just some money, but lots of money.

24) When your intention is to have enough to pay bills, that's exactly how much you'll get - just enough to pay bills and not a dime more.

25) There is a huge difference between being comfortable and being rich.

26) If your goal is to be comfortable, chances are you'll never be rich. But if your goal is to be rich, chances are you'll end up mighty comfortable.

27) You get what you truly intend to get. If you want to get rich, your goal has to be rich, to become a millionaire or more!

28) Rich people are COMMITTED to being rich. Poor people want to be rich. Poor people give a lot of excuses why they are not rich, like too much work, could face robbery and kidnap, friends and family will criticize, could lose health trying blah blah...

29) The #1 reason why most people don't get what they want is that they don't know what they want. Rich people are totally clear that they want wealth. They are unwavering in their desire. They are fully committed to creating wealth, as long as its legal, moral and ethical, they will do WHATEVER it takes to have wealth.

30) If you are not fully, totally and truly committed to creating wealth, chances are you won't.

31) Rich people think big. Poor people think small.

32) The Law of Income: You will be paid in direct proportion to the value you deliver according to the marketplace.

33) Your life is not just about you, it's also about contributing to others. If you want to be rich, it has to include adding value to other people's lives.

34) The happiest people are those who use their natural talents to the utmost. Part of your mission in life then must be to share your gifts and value with as many people as possible. That means being willing to play big.

35) Too many people are playing far too small, and too many people allowing their fear-based ego selves to rule them. The result is that too many of us are not living up to our full potential, in terms of both our lives and our contribution to others.

36) I think big! I choose to help thousands and thousands of people!

37) Rich people focus on opportunites. Poor people focus on obstacles.

38) The point is that no luck, or anything else worthwhile will come your way unless you take some form of ACTION. To suceed financially, you have to DO something, START something or BUY something. 

39) Rich people focus on what they want, while people people focus on what they don't want. What you focus on expands. So focus on opportunities over obstacles. Get ready, fire and aim!

40) Rich people admire other rich and successful people. Poor people resent rich and successful people. 

41) Bless that which you want - Huna philosophy. If you see a person with a beautiful home, bless that person and the home. If you see a person with a beautiful car, bless that person and the car. If you see a person with a loving family, bless that person and the family. If you see a person with a beautiful body, bless that person and their body and etc.

42) I admire rich people! I bless rich people! I love rich people! And I'm going to be one of those rich people too!

43) Rich people associate with positive, successful people. Poor people associate with negative or unsuccessful people. 

44) Successful people look at other successful people as a means to motivate themselves. 

45) The fastest and easiest way to create wealth is to learn exactly how rich people, who are masters of money, play the game. The goal is to simply model their inner and outer strategies. When poor people hear about other people's success, they often judge them, criticize them, mock them, and try to pull them down to their own level.

46) Don't bother trying to get negative people to change. Your job is to use what you've learned to better yourself and your life. Be the role model and maybe they'll see the light in you and want some of it. Energy is contagious, darkness dissipates in light.

47) If you begin to judge, criticize, and put others down for who they are and what they do, then you are no better than them.

48) Most people earn within 20% of the average income of their closet friends.

49) I model rich and successful people. I associate with rich and successful people. If they can do it, I can do it!

50) Rich people are willing to promote themselves and their value. Poor people think negatively about selling and promotion. 

51) Leaders earn a heck of a lot more money than followers!

52) I promote my value to others with passion and enthusiasm.

53) Rich people are bigger than their problems. Poor people are smaller than their problems. Poor people will do almost anything to avoid problems, they see a challenge and run away, and that is the biggest problem of all! Rich people do not try to avoid or get rid of problem, they grow themselves so that they are bigger than any problems and are always ready to face, handle and overcome any problems coming their way.

54) If you have a big problem in your life, all that means is that you are a small person! Rich people don't focus on the problem, they focus on their goal.

55) The bigger the problems you can handle, the bigger the business you can handle, the bigger the responsibility you can handle, the more employees you can handle, the more customers you can handle, the more money you can handle, and ultimately, the more wealth you can handle.

56) Rich and successful people are solution oriented, they spend time and energy strategizing and planning answers to challenges that come up, and creating systems to make certain that problem doesn't occur again. Poor people are problem oriented. They spend their time and energy whining, bitching and complaining, let alone making sure it doesn't happen again.

57) I am bigger than any problems, I can handle any problems.

58) Rich people are excellent receivers. Poor people are poor receivers.

59) If you say you're worthy, you are. If you say you're not worthy, you're not. Either way you will live into your story.

60) If a hundred-foot oak tree had the mind of a human, it would only grow to be ten feet tall!

61) For every giver there must be a receiver, and for every receiver there must be a giver.

62) If you aren't willing to receive your share, it will go to someone else who is.

63) Rich people work hard and believe it's perfectly appropriate to be well rewarded for their efforts and the value they provide for others. Poor people work hard, but due to their feelings of unworthiness, they believe that it it inappropriate for them to be well rewarded for their efforts and the value they provide.

64) Money will only make you more of what you already are. If you are mean, money will afford you the opportunity to be meaner. If you are kind, money will afford you the opportunity to be kinder. If you are a jerk at heart, with money you can be jerkier! If you are a real jerk, you will find a way to be a jerk. If you are generous, more money will simply allow you to be more generous.

65) Being open and willing to receive is absolutely critical if you want to create wealth and to keep wealth. If you are a poor receiver and you somehow fall into a substantial amount of money, chances are it'll be gone quickly.

66) Once you truly become open to receiving, the rest of your life will open up. Not only will you receive more money, but you'll also receive more love, more peace, more happiness and more fulfillment.

67) How you do anything is how you do everything.

68) Remember to keep saying 'Thank You' as you receive all of your blessings. Visualise yourself as a money magnet.

69) I am an excellent receiver. I am open and willing to receive massive amount of money into my life.

70) There's nothing wrong with getting a steady paycheck, unless it interferes with your ability to earn what you're worth. 

71) Rich people choose to get paid based on results. Poor people choose to get paid based on time.

72) Rich people usually own their own business in some form. They make their income from their profits. Rich people work on commission or percentages of revenue. Rich people choose stock and options and profit sharing in lieu of higher salaries. None of these have any gurantees. In the financial world, the rewards are usually proportionate to the risk.

73) Rich people believe in themselves. They believe in their value and in their ability to deliver it. Poor people don't. That's why they need 'gurantees'.

74) Never have a ceiling on your income.

75) Don't trade time for money, create a way to duplicate or leverage yourself.

76) I choose to get paid based on my results.

77) Rich people think "both". Poor people think "either/or".

78) Rich people live in a world of abundance. Poor people live in a world of limitations.

79) Do you want a successful career or a close relationship with your family? Both! Do you want to focus on business or have fun and play? Both! Do you want to earn money or meaning in your life? Both! Do you want to earn a fortune or do the work you love? Both! Poor people always choose one, rich people choose BOTH. So ask yourself how can you have BOTH.

80) Money brings freedom - freedom to buy what you want, and freedom to do what you want with your time. Money allows you to enjoy the finer things in life as well as giving you the opportunity to help others have the necessities in life. Most of all, having money allows you not to have to spend your energy worrying about not having money.

81) Rich people believe "you can have your cake and eat it too." Middle class people believe "Cake is too rich, so I'll only have a little piece." Poor people don't believe they deserve cake, so they order a doughnut, focus on the hole, and wonder why they have "nothing".

82) There is no such thing as if someone has more money, somebody else will have less. There is no limited supply of money, in fact they keep printing more of this stuff everyday. People don't realize that the same money can be used over and over to create value for everyone.

83) My friends, being kind , generous and loving has nothing to do with what is or isn't in your wallet. Those attributes come from what is in your heart. Being pure and spiritual have nothing to do with what is or isn't in your bank account, those attributes come from what's in your soul.

84) I always think "BOTH".

85) Rich people focus on their net worth. Poor people focus on their working income.

86) The true measure of wealth is net worth, not working income. Net worth is the financial value of everything you own. To calculate net worth, add the value of everything you own, including your cash and investments such as stocks, bonds, real estate, the current value of your business if you own one, the value of your residence if you own it, and then subtract everything you owe.

87) The four net worth factors are: Income, Savings, Investments, Simplification. The more working income you have, the more you can save and invest. Savings are important because if you don't learn to keep any of it, you will never create wealth. 

88) The better you are at investing, the faster your money will grow and generate a greater net worth. Rich people take the time and energy to learn about investing and investments. Poor people think investing is only for the rich people, so they never learn about it and stay broke.

89) Simplification means you consciously create a lifestyle in which you need less money to live on. By decreasing your cost of living, you increase your savings and the amount of funds available for investing.

90) Expenses will always rise in direct proportion to income. That's why income alone will never create wealth.

91) Where attention goes, energy flows and results show.

92 ) I focus on building my net worth!

93) Rich people manage their money well. Poor people mismanage their money well. Until you show you can handle what you've got, you won't get any more!

94) The habit of managing your money is more important than the amount. 

95) Money attracts more money.

96) 10% of your money goes to your financial freedom account. It is NEVER spent, only INVESTED. It can be only used for investments and buying or creating passive income streams. Eventually when you retire, you get to spend the income from the fund (the eggs), but never the principal itself. 

97)  10% of your income goes to your play account. It is primarily used to nuture yourself -  to do the things you wouldn't normally do. The play account must be spent every month! You have to blow all the money in that account in a way that makes you feel rich.

98) 10% goes into your Long-Term Savings for Spending Account. 
       10% goes into your Education Account
       50% goes into your Necessities Account
       10% goes into your Give Account

99) Either you control money, or it will control you.

100) I am an excellent money manager.

101) Rich people have their money work hard for them. Poor people work hard for their money. The more your money works, the less you will have to work. Move from hard work to smart work.

102) Financial freedom is the abililty to live the lifestyle you desire without having to work or rely on anyone else for money. 

103) To win the money game, the goal is to earn enough passive income to pay for your desired lifestyle. You become financially free when your passive income exceeds your expenses. Own a business that is working for you. E.g. Rental income, royalties from books, music or software, licensing your ideas, becoming a franchisor, owning storage units, owning vending or other coin operated types of machines, and network marketing.

104) My money works hard for me and makes me more and more money.

105) Rich people act in spite of fear. Poor people let fear stop them.

106) Action is the "bridge" between the inner world and the outer world.

107) A true warrior can "tame the cobra of fear". Feel the fear and do it anyway. You don't need to kill the cobra or get rid of it, and certainly not to run away from it. It says "tame" the cobra.

108) It is not necessary to try to get rid of fear in order to suceed. Rich and successful people also have fears, worries and doubts, they just don't let these feelings stop them. Unsuccessful people have fears, worries  and doubts and then let those feelings stop them.

109) Either you are a person who will be stopped, or you are a person who won't be stopped. You choose. You have to be willing to do whatever it takes. You have to "train" yourself to not be stopped by anything.

110) Getting rich is not always convenient. Getting rich is not always easy. In fact, it can be pretty damn hard. If you are willing to do only what's easy, life will be hard. But if you are willing to do what's hard, life will be easy.

111) The only time you are actually growing is when you are uncomfortable.

112) Training and managing your own mind is the most important skill you could ever own, in terms of both happiness and success. 

113) Positive thinking is to pretend that everything is rosy when you really believe that it's not. With power thinking, we understand that everything is neutral, that nothing has meaning except for the meaning we give it, and that we are going to make up a story and give something its meaning.  With positive thinking, people believe that their thoughts are true. Power thinking recognizes that our thoughts are not true, but since we're making up a story anyway, we might as well make up one that supports us. 

114) I act in spite of fear.
         I act in spite of doubt.
         I act in spite of worry.
         I act in spite of inconvenience.
         I act in spite of discomfort.
         I act when I'm not in the mood.

115) Rich people constantly learn and grow. Poor people think they already know. 

116) If you live it, you know it. Otherwise, you heard about it, you read about it, or you talk about it, but you don't know about it.

117) You can be right or you can be rich, but you can't be both.  

118) If you keep doing what you've always done, you'll keep getting what you've always got. 

119) Everything alive is constantly changing, even for plants. If you are not growing, you are dying.

120) The learners shall inherit the earth while the learned will be beautifully equipped to live in a world that no longer exists. If you are not continuously learning, you will be left behind.

121) If you think education is expensive, try ignorance. Knowledge IS Power and the power is the ability to ACT.

122) Every master was once a disaster. 

123) Success is a learnable skill. You can learn to succeed at anything. It doesn't matter where you are right now. It doesn't matter where you are starting from. What matters is that you are willing to learn. No one comes out of the womb a financial genius. Every rich person learned how to suceed at the money game, and so can you. If they can do it, I can do it!

124) The fastest way to get rich and stay rich is to work on developing YOU! If you grow yourself to become a successful person, in strength of character and mind, you will naturally be successful in anything and everything you do. You will gain the power of absolute choice. You will gain the inner power and ability to choose any job, business, or investment arena and know you'll be a success.

125) Rich people understand the order to success is BE, DO, HAVE. Poor and middle-class people believe the order to success is HAVE, DO, BE.

126) Poor and middle-class people believe "If I have a lot of money, then I could do what I want and I'd be a success." Rich people understand, "If I become a successful person, I will be able to do what I need to do to have what I want, including a lot of money.

127) In short, success is not a "what", it's a "who". The goal of creating wealth is not primarily to have a lot of money, the goal of creating wealth is to help you grow yourself into the best person you can possibly be, to grow yourself as a person.

128) Rich people are experts in their field. Middle-class people are mediocre in their field, and poor people are poor in their field. To get paid the best, you must be the best.

129) Rich people take advice from people who are richer than they are. Poor people take advice from their friends, who are just as broke as they are.

130) I am committed to constantly learning and growing.

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